FIXED-INTEREST BONDS

A more powerful way to put your savings to work.

Housing Bonds offer an attractive 9%–10% interest rate, a quarterly interest payment, and are backed by U.S. residential real estate.

✓$10 per bond ✓Invest up to $50,000 ✓Redemption after 3 years*
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WHY INVESTORS CONSIDER THEM

Designed to make private real estate credit more accessible to everyone.

Market LinkedWellStreet Housing Bonds
Return schedule: Linked to market volatility Predictable 9%–10% annual return
Daily price movement Publicly traded can change value None
Starting amount: Direct real estate investing can require significant investment amounts Invest as little as $10 or as much as $50,000
Liquidity: Can sell anytime at current market price Redeemable after 3 years
SEE YOUR NUMBERS

See what your investment could grow into.

Enter an amount for a quick estimate, or open the full calculator to compare Bonds, Bonds + Round-Ups, and a savings account side by side — or work backward from a savings goal.

Want the full picture?

Project your growth over 5 years, compare Bonds, Bonds + Round-Ups, and a savings account side by side, or work backward from a savings goal to see exactly what you’d need to invest.

Open the full calculator Purchase Housing Bonds →
QUICK ESTIMATE
$
Estimated value in 5 years
$1,470
$1,000 $1,019 $0 $1,470
Yr 0Yr 1Yr 2Yr 3Yr 4Yr 5
Bonds +Round-Ups Savings
Illustrative only, not a guarantee of future results. Bonds shown at simple interest by default (9% yrs 1–3, 10% thereafter, the bonds’ default terms), or compounding annually if “Reinvest” is checked; Savings at the 0.38% FDIC national average rate, compounded annually. +Round-Ups is modeled at $25/month ($300/yr) added to your invested principal. For exact figures, use the full calculator.
WHY REAL ESTATE

For generations, real estate investing was reserved for the wealthy. WellStreet Housing Bonds open that same asset class to everyday investors — starting at only $10.

HOW CAPITAL MOVES

How $10 Housing Bonds help support U.S. communities.

01
Purchase bonds
Investors buy bonds through the secure web or mobile experience.
02
Fund real estate
Offering proceeds are combined and allocated into a portfolio of US residential real estate loans.
03
Build Wealth
Bonds accrue interest each quarter which can be withdrawn or used to purchase additional bonds.
PORTFOLIO FIT

Built for investors seeking asset backed securities without market volatility.2

Backed by U.S. real estate
Bonds are backed by U.S. residential real estate with a 40% equity cushion.
Passive Income
Quarterly interest payments can be withdrawn or reinvested.
No Market Volatility
Real assets with fixed returns, without Wall Street’s mood swings.

START WITH $10

Fixed rate. Backed by real estate. Invest between $10 and $50,000.

Housing Bonds combine an attractive return with an accessible $10 entry point — so you can invest in real estate-backed bonds without the volatility of the market or committing a large sum up front.

Purchase Housing Bonds → Compare Offerings
Important: Housing Bonds are corporate securities issued by WellStreet Financial under a Regulation A offering. This page is educational and does not constitute an offer to sell or a solicitation to buy any security; offers are made only by the offering circular, which you should read before investing. All investing involves risk, including possible loss of principal. Review the complete risk factors, use of proceeds, and issuer financials in the offering circular before investing. 1 The stated interest rate (9% annually in years 1–3, 10% annually thereafter under current offering terms) is fixed under the terms of the offering — it does not change with market conditions. It is not guaranteed: your principal and interest remain dependent on the issuer's ability to perform, and Housing Bonds can lose value. 2 Housing Bonds are not bank deposits, are not FDIC insured, and are not guaranteed by the U.S. government. They are not publicly traded, and should not replace insured emergency savings or money you may need on short notice. Redemption is available after the three-year minimum hold but is subject to the applicable offering documents and issuer limitations — funds may not be available immediately.