Reg A Housing Bond sales are temporarily unavailable. Accredited investors can purchase the same bonds today through our Reg D offering. Compare the offerings ↓
FIXED-INTEREST BONDS

A more powerful way to put your savings to work.

Housing Bonds offer an attractive 9%–10% interest rate, a quarterly interest payment, and are backed by U.S. residential real estate. They’re available now to accredited investors through our Reg D offering.

✓$10 per bond ✓$500 minimum, no maximum ✓Redemption after 3 years*
Purchase Reg D Housing Bonds → Compare the two offerings

Reg D is for accredited investors only. Proof of accreditation is required.

Backed by US Real Estate Community Growth $10 Each
9%–10%1
Annual interest rate

Investors earn 9% annually in years 1–3, increasing to 10% annually thereafter.

CURRENT OFFERINGS

WellStreet Housing Bonds

Available now Accredited investors
Regulation D

Reg D offering

Purchase Housing Bonds today with a $500 minimum and no maximum investment.

Who can invest
Accredited investors
Price per bond
$10
Minimum purchase
$500 50 bonds
Maximum investment
No maximum
Interest rate
9% annually in years 1–3, 10% thereafter1
Interest payments
Quarterly interest payment
Redemption
After 3 years2
Backed by
U.S. residential real estate
Verification
Proof of accreditation requiredWhat is proof of accreditation?

Reg D is limited to accredited investors, so before your purchase is completed we’ll ask you to show that you meet the SEC’s accredited investor standard, which is based on income, net worth or certain professional credentials. Common forms of proof include:

  • Tax returns or W-2s showing qualifying income
  • Recent bank, brokerage or other statements showing qualifying net worth
  • A letter from a CPA, attorney, registered investment adviser or broker-dealer confirming your status
  • A qualifying securities license (Series 7, 65 or 82)
Offering document
Private placement memorandum
Purchase Reg D Housing Bonds →

You’ll verify your accreditation as part of the purchase.

Temporarily unavailableReturning soon.
SEE YOUR NUMBERS

See what your investment could grow into.

Enter an amount for a quick estimate, or open the full calculator to compare Bonds, Bonds + Round-Ups, and a savings account side by side — or work backward from a savings goal.

Want the full picture?

Project your growth over 5 years, compare Bonds, Bonds + Round-Ups, and a savings account side by side, or work backward from a savings goal to see exactly what you’d need to invest.

Open the full calculator Purchase Reg D Housing Bonds →
QUICK ESTIMATE
$
Estimated value in 5 years
$1,470
$1,000 $1,019 $0 $1,470
Yr 0Yr 1Yr 2Yr 3Yr 4Yr 5
Bonds +Round-Ups Savings
Illustrative only, not a guarantee of future results. Amounts start at the $500 Reg D minimum. Bonds shown at simple interest by default (9% yrs 1–3, 10% thereafter, the bonds’ default terms), or compounding annually if “Reinvest” is checked; Savings at the 0.38% FDIC national average rate, compounded annually. +Round-Ups is modeled at $25/month ($300/yr) added to your invested principal. For exact figures, use the full calculator.
WHY INVESTORS CONSIDER THEM

Designed to make private real estate credit more accessible.

Market LinkedWellStreet Housing Bonds
Return schedule: Linked to market volatility Predictable 9%–10% annual return
Daily price movement Publicly traded can change value None
Starting amount: Direct real estate investing can require significant investment amounts Reg D: $500 minimum (50 bonds) with no maximum, for accredited investors
Liquidity: Can sell anytime at current market price Redeemable after 3 years
WHY REAL ESTATE

For generations, real estate investing was reserved for the wealthy. WellStreet Housing Bonds are designed to open that same asset class to more investors.

HOW CAPITAL MOVES

How Housing Bonds help support U.S. communities.

01
Verify and purchase
Accredited investors confirm their status, then buy bonds through WellStreet’s secure platform.
02
Fund real estate
Offering proceeds are combined and allocated into a portfolio of US residential real estate loans.
03
Build Wealth
Bonds accrue interest each quarter which can be withdrawn or used to purchase additional bonds.
PORTFOLIO FIT

Built for investors seeking asset backed securities without market volatility.2

Backed by U.S. real estate
Bonds are backed by U.S. residential real estate with a 40% equity cushion.
Passive Income
Quarterly interest payments can be withdrawn or reinvested.
No Market Volatility
Real assets with fixed returns, without Wall Street’s mood swings.

AVAILABLE NOW FOR ACCREDITED INVESTORS

Fixed rate. Backed by real estate. $500 minimum, no maximum.

Through our Reg D offering, accredited investors can purchase Housing Bonds today and invest in real estate-backed bonds without the volatility of the market. Proof of accreditation is required.

Purchase Reg D Housing Bonds → Compare Offerings
Important: Housing Bonds are securities issued by WellStreet Financial. The Regulation D offering is a private placement made under Rule 506(c) of Regulation D under the Securities Act of 1933. It is available only to accredited investors, as defined in Rule 501(a) of Regulation D, whose accredited status has been verified by the issuer or a third party before purchase. Securities sold under Regulation D have not been registered with the SEC or any state securities regulator, are restricted securities, and are subject to limits on resale and transfer. Offers under the Regulation D offering are made only through the private placement memorandum and related subscription documents, which you should read before investing. Sales of Housing Bonds under WellStreet Financial’s Regulation A offering are temporarily unavailable pending an anticipated SEC administrative review. There is no assurance as to whether or when Regulation A sales will resume, or on what terms. Information on this page about the Regulation A offering is provided for comparison only and is not an offer of those securities. This page is educational and does not constitute an offer to sell or a solicitation to buy any security. All investing involves risk, including possible loss of principal. Review the complete risk factors, use of proceeds, and issuer financials in the applicable offering documents before investing. 1 The stated interest rate (9% annually in years 1–3, 10% annually thereafter under current offering terms) is fixed under the terms of the applicable offering — it does not change with market conditions. It is not guaranteed: your principal and interest remain dependent on the issuer's ability to perform, and Housing Bonds can lose value. 2 Housing Bonds are not bank deposits, are not FDIC insured, and are not guaranteed by the U.S. government. They are not publicly traded, and should not replace insured emergency savings or money you may need on short notice. Redemption is available after the three-year minimum hold but is subject to the applicable offering documents and issuer limitations — funds may not be available immediately.